Do Fringe Banks Create Fringe Neighborhoods?: Examining the Spatial Relationship between Fringe Banking and Neighborhood Crime Rates Abstract: The fringe banking industry, consisting of check cashers, payday lenders, pawn shops, rent-to-own stories, and other high-cost financial services, has grown dramatically over the last several decades in the United States. These businesses provide services but at…Continue Reading Do Fringe Banks Create Fringe Neighborhoods?: Examining the Spatial Relationship between Fringe Banking and Neighborhood Crime Rates